Your FPS payment QR, in seconds.

It is a payment QR code for Hong Kong's Faster Payment System. A customer opens their banking app, scans it, and the payee details — and the amount, if you set one — are filled in for them. The format is the HKMA and HKICL Common QR Code Specification, which is EMVCo's merchant-presented QR with a Hong Kong payee template.

They open their bank's mobile app, choose its scan or FPS QR option, and point the camera at the code. Most Hong Kong banking apps support scanning FPS QR codes. Print it for a counter, put it on an invoice, or send it as an image.

Leave it blank for a reusable code — the payer types the amount, which suits a shop counter or a tip jar. Set an amount for a specific invoice, and the payer sees the figure already filled in. The code records which of the two it is (11 for any amount, 12 for a fixed amount).

No. The payload has no expiry, so a printed code keeps working until your FPS registration changes. If you deregister an FPS ID, mobile or email from your bank, codes carrying it stop working.

The code contains only what a payer needs to send you money: your FPS identifier, the currency, an optional amount, a display name and an optional invoice number. It carries no password, no login and no bank account number, and nothing here is uploaded — the code is built in your browser.

Any FPS identifier registered with your bank works, personal or business. Whether your particular business needs a business account, a business registration or a merchant agreement is a question for your bank and the Inland Revenue Department, not for this tool.

FPS transfers are generally free for personal customers, though banks set their own terms and business accounts can differ. Check your own bank's charges before you rely on it for takings.

No. It is a free tool built by Kodinav from the published specification, with no affiliation to HKICL, the HKMA or any bank. Scan your own code with your banking app and confirm the payee details before you give it to a customer.